The LMS (Loan Management System) offers features such as building digital loan products, offering them through digital channels, calculating loan details (interests, EMIs, penalties, service fees), and facilitating loan disbursement and automated recovery from designated bank accounts and comprehensive reporting.
The Loan Management Platform is powered by an industry-standard Core Banking System providing capability of complete loan lifecycle management.
Multiple loan products can be setup and offered to customers through this platform.
Be it mobile app or web, the loan management platform can be easily integrated with loan originating systems of the clients.
Smart Loan as cental loan management system
Smart loans offer a fully digital application process, allowing borrowers to apply for loans online through a website or mobile app.
Smart Loan takes into account the unique financial profile of each borrower to offer personalized interest rates and collects real-time updates on their loan's interest.
Our Partner User and Role Management system allow administrators within partner organizations to create custom roles tailored to their specific needs. Administrators can define role permissions, ensuring that each user has access only to the functionalities required for their responsibilities.
Includes a comprehensive Partner Bank Account Management feature that offers financial institutions and lending partners a seamless and secure way to manage their bank accounts within the platform. This feature simplifies the loan disbursement and repayment process, streamlines fund transfers, and ensures efficient financial transactions.
The unique advantage of Multiple Product and Configuration Setup, allowing financial institutions and lending partners to create a diverse range of loan products with customized parameters and features.
Provides comprehensive data insights, real-time analytics, and streamlined reporting capabilities. This feature allows lenders to make data-driven decisions, gain valuable business insights, and optimize their loan operations effectively.